But before we look at my investment plans to secure financial freedom for my friends and family, we first need to do our do diligence to look at a few major industries and how people are viewed from the top to the bottom of the financial ladders. Four such industries that we will examine in greater detail include, Real Estate, Banking, Pharmaceuticals, and Agriculture.

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Now if we observe the assets acknowledged in the diagram above, it states assets are "everything of value in the company" as an asset. Now I ask you to ponder, would any business mean anything without people to run the business or work in cooperative exchange outside of the business? I think the answer is clear. Now upon reviewing of the following financial information I ask the question yet again. 

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http://www.ey.com/Publication/vwLUAssets/Good_Real_Estate_Group_(International)_Limited_2013/$File/CTools-RHCGGYrEnd-2013.pdf

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I read through the PDF above briefly and what do we find, we find people who wrote it, people who will read it, but not one mention of the value of employees on the financial statements. Someone could argue goodwill is a representation of people, but rather I would argue that's the value of the brand in the eyes of people. 

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Next we have the banking industry

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http://www.nasdaq.com/symbol/td/financials?query=balance-sheet

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Using Toronto Dominion we can observe that this business only has about $55 billion in equity, compared to the over 800 billion in other general financial run around. So from my view it's a business that entirely benefits from controlling the resources of people, they don't actually help anyone, or produce anything. Well except perhaps stress, they certainly help produce that for many. In the future of business the value of people will be more clearly identified and appreciated. Instead of financial institutions benefiting from our ignorance, financial institutions will be curbed by their lack of necessity. This with the inclusion of an understanding of fractional reserve banking, should help illustrate one of Canada's greatest GDP's is our own involvement in inefficiency. Now I want to make it clear I am not discrediting TD as a business, I am discrediting banking as an integral part of the value transference process. 

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Fractional reserve banking basics. http://www.investopedia.com/terms/f/fractionalreservebanking.asp

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What about Pharmaceuticals, surely all the animals they test on can be considered assets in addition to those they put on the hook of dependency.  Cures would open doors to new stability, new investment opportunities, but at the cost of profits, what a shame to make the decision to maintain a lack of well being in your neighbours and friends. As noted in the following link, the industry appears to be maintaining hold in Canada, or as proposed by this link.  https://www.ic.gc.ca/eic/site/lsg-pdsv.nsf/eng/h_hn01703.html

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Here is Johnson and Johnson's balance sheet below, despite their mainly lawsuits for using carcinogens in things like baby shampoo. The company still leads the Canadian pharmaceuticals by a large margin

http://www.marketwatch.com/investing/stock/jnj/financials/balance-sheet

http://www.ctvnews.ca/health/long-time-baby-powder-users-sue-over-ovarian-cancer-link-1.2920027

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It makes you wonder, what have you been spending so much money researching if you can't even identify a basic cause and effect carcinogen. In addition to this the future of business will also demonstrate an awareness that no one should use a product of a company, in which the owner of that company would not use on his or her own self or family. Fun fact, Steve Jobs did not like to see his own kids spending to much time on his apple branded products. I wonder why, okay more honestly I know why. Do you? 

https://www.nytimes.com/2014/09/11/fashion/steve-jobs-apple-was-a-low-tech-parent.html

 

Are you having fun yet? Well now we are onto agriculture. First we will look at big farm, and then a small family run farm example. Now where does a true farmer have no time to be? In a court room or at the office perhaps as illustrated in this funny anecdote "excuse me judge, I need to be excused from court to help deliver a calf". Farmers have been robbed of their land, their crops, and their time by companies like Monsanto, and this is not an exaggeration. I will leave this link for further context on the subject.

 http://www.vanityfair.com/news/2008/05/monsanto200805

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Now upon reading another financial statement, we can see of course labour expenses including benefits. But nothing that links the equity of individuals to the business, therefore the business and those that own it will continue to grow in value where everything else sinks due to inflation. 

http://www.marketwired.com/press-release/agricore-united-announces-2005-profit-and-improved-cash-flow-tsx-au.lv-572169.htm

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What about a family run farm, a young family of 4 with the kids in their early teens. The children may not be paid for their choirs, but those choirs will help grow the families equity in the form of experience, yield and property equity. This system of business allows the leaders of the value to help protect those who are helping them grow value. Eventually one of the kids may decide to become a farmer like the their parents and maybe the other goes and becomes a vet. These types of developments allow for the multiplication of value as opposed to the corporate strategy to extract it, as is determined by the common knowledge that every country in the world is in debit. If we can generate value, without expending money or making money. We effectively would benchmark a new system of value acquisition and distribution. The vet could set up their own practice in addition to saving the family farm the cost of having a vet on call, it would help increase the communities value. If we follow this trend true and true we can see more people enter the family business or positioning themselves around the family farm as an awareness of their competency at feeding themselves and growing their equity to the benefit of themselves and their community. 

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http://www.independent.co.uk/news/world/africa/africa-subsidises-world-billions-a-year-say-campaigners-a7754041.html The image below is an extreme oversimplification, and honestly the numbers misrepresent the severity of the issues. But hopefully it helps you see how you along with everyone else is either an owner or an element of those owned.

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